Have you ever started a savings challenge, only to get to week 5 and realize you don’t have enough “left-over” money to continue the challenge? Nothing is more frustrating to me than starting something and not being able to finish it. Some people are fine with starting a project and finishing it a month later. I have the type of personality where I need to finish it NOW, no matter how big the project is.

There are a lot of money saving challenges out there that start with saving a small amount of money in the beginning, and then by the end, it jumps up to saving $300 in one week. I don’t know about you, but when I first started saving money, this was just not doable.

For example, I saw a savings challenge that said, “[Save $10,000 in just 52 weeks](https://www.pinterest.com/pin/672232681850342800/ “Save $10,000 in just 52 weeks”).” 52 weeks may seem like a long time to save money, but saving $125-$325 every week seems a little crazy, especially if you are just starting out or don’t have a lot of disposable income to work with.

Saving $10,000 in 52 weeks is a good challenge. In fact, if you have the extra cash, I say go for it! But if you don’t, this article is for you!

The 52-Week Money Saving Challenge

Each week for 52 weeks, you deposit or save the number of that week. For example, if you are starting the challenge in 2018, the 1st week of 2018, you would deposit $1 into your savings account (or jar). For week two, you would deposit $2. Week three, you would deposit $3, etc.

Doing this means the largest sum of money you will ever have to deposit is $52, and if you are using the example from above, that would be the very last week of 2018. If you complete the challenge, you will have saved $1,378.