If you think retiring in your 30s is impossible, think again. In 1991, the average age of retirement was 57, but late 2017, that number hovered around 63.

No matter how many hours you work and how much money you save, most U.S. workers still face later retirement dates today than they did 30 years ago. But it doesn’t have to be that way. Today we’re going to talk about outliers who are retiring in their 30s–smart and diligent millennials who are on FIRE: Financially Independent, Retiring Early.

In today’s podcast. meet Kyle Nakatsuji, founder and CEO of Clearcover, an auto insurance disrupter that is beloved by millennials. The company’s website is www.clearcover.com.