My Next 50

My Next 50

I have talked about the importance of saving for retirement and have quoted, as have others, the dire statistics of past and current savings rates. Yes, the reality is that some people will have to work after reaching “retirement age” for financial reasons...
Social Security Danger Zones

Social Security Danger Zones

Many of us are well aware of the choice we need to make when to start collecting SS benefits, on one hand delaying taking your benefits until a later retirement age and getting a larger monthly benefit check or taking it at full retirement age or before and getting a...
Social Security Questions?

Social Security Questions?

It is no surprise that most people over 50 do not know the basics of how Social Security works according to a recent interview with Andy Landis the author of “Social Security:The Inside Story”. The one area that he is most asked to explain is:In the case...
Retirees:  Pod Living Is A Viable Option

Retirees: Pod Living Is A Viable Option

In a recent Forbes post, I wrote about forming a pod in retirement. What’s a pod? It’s the idea of creating a shared life in retirement with friends and family. I’m not talking about individual apartments in 55+ communities in South Florida or an assisted living...
Know Where You Stand!

Know Where You Stand!

These statements were once mailed out and invariably ended up in the trash can unopened. Today you can access them online at www.ssa.gov where you should create an account as you will be referring to and using it the rest of your life. Every time you move, have a name...
Over 62,000,000 Receiving Social Security Benefits

Over 62,000,000 Receiving Social Security Benefits

As predicted Americans are retiring in record numbers with over 300,000 in the first three months of this year as reported by Terence Jeffrey of CNN on May 7, 2018. And it looks like there will be no easy way to balance the books, the Bureau of Labor Statistics at the...