The timeworn adage is true: “Neither a borrower nor a lender be.” Like a fairy-tale curse, poor money skills can screw up your kids, their kids and their kids’ kids.Good money habits, on the other hand, can insulate kids from making major mistakes later in life and will positively impact their quality of life as adults. To raise money-smart kids, parents should start at a young age and regularly reinforce money lessons as children grow up. ‚Äč